Your Personalized Plan, Your Way
| Complexity | Low Complexity | Medium Complexity Low + |
High Complexity Low + Medium + |
|---|---|---|---|
| Cash Flow | Emergency fund, Debt review |
5yr cash flow projection, Home purchase analysis |
Long-term care cash flow analysis |
| Retirement Planning |
Retirement contributions, Social securty |
Retirement projections, Pension election, Retirement withdrawal, Timing of retirement |
Deferred compensation, Small business retirement plan selection |
| Investment Options |
Asset class allocation | Specific advice for retirement/taxable amounts, Equity compensation |
Private/illiquid investments, Complete annuity guidance |
| Tax | Income tax planning, Charitable giving |
Estate design, Review of existing docs, Charitable estate planning |
Estate tax advice |
| Insurance | Coverage guidelines | Specific advice on life insurance (types/amounts), Existing term policies |
ILIT, Specific advice on term/permanent policies |
| Life Events | Education planning, Employee benefts |
Windfall planning | Complex estate/asset transfer |
We start by collaborating with you to craft a firm, tailored quote. Together, we’ll dive into the details of your situation—assessing the complexity and scope—to determine the exact number of hours needed to build your perfect plan. No guesswork, just precision.
Once your plan is delivered, you’re in the driver’s seat. Need a quick answer? We’re here for you with fast, reliable support. Prefer to let it simmer? That’s fine too—reach out months or years down the road, and we’ll pick up right where we left off, ready to refresh your plan or build a new one from scratch. With Barrett Financial Planning, you get flexibility, control, and a partner who’s always in your corner.